Rideshare companies like Uber and Lyft have transformed transportation by giving consumers a fast, easy, reliable way to get where they’re going. Although rideshare services are convenient, difficulties can arise when accidents and injuries occur. Driver inattention, unfamiliarity with driving routes, inclement weather, and a host of other factors can all lead to serious collisions. If you or a loved one has been injured in an Uber, Lyft or other rideshare accident, our attorneys at Thomas, Conrad & Conrad Law Offices can help you pursue all avenues to recover maximum compensation for damages such as medical expenses, loss of income and pain and suffering.
Who Covers Uber/Lyft Accidents?
It can be confusing to determine which insurance companies to file claims with when you’ve been injured in a rideshare accident. Although Lyft and Uber both provide insurance coverage in most cases, filing complex claims paperwork can be stressful and frustrating when you’re injured and trying to heal. Not only that, you may need to file separate claims with three or more different insurance companies: the rideshare company’s insurer, the driver’s own personal insurer and the insurance companies of any other drivers who were involved in the accident. You may also be able to recover compensation through your own auto insurance policy.
Determining Liability In An Uber/Lyft Accident
Uber and Lyft both carry $1 million insurance policies that are supposed to cover riders for the duration of their trips. If a rideshare driver was not logged into the app when the accident occurred, however, the company may not be liable since the driver was technically off the clock. In this case, a rideshare driver’s personal auto policy may cover your damages. When you add other vehicles and drivers into the mix, determining degrees of liability can be daunting. Our accident attorneys can help you understand your rights and determine who may be legally responsible for your injuries.
Dealing With Insurance Companies
Insurance companies try their hardest to minimize settlement amounts or even deny claims altogether. It’s hard enough to deal with one insurance company offering a minimal settlement, let alone three. Even if settlement amounts seem generous, do not accept any settlement or sign anything from any insurance company without speaking to an attorney first. Believe it or not, the insurance companies may even work together to try to diminish the extent of your injuries or claim that their company or driver was not at fault. Our Uber/Lyft accident lawyers can handle negotiations with all involved insurance companies so you can focus on healing. Our seasoned team acts as your staunch advocate to ensure you recover the maximum compensation to which you are entitled.
What To Do After A Rideshare Accident In Pennsylvania
Immediately following an accident, both you and your driver should report the accident to the rideshare company using the app. It’s also important to call the police and seek medical attention as soon as possible. Valuable evidence like police reports and medical records can be used to support your personal injury claim down the road.
If You Are A Rideshare Driver Who Was Injured
If a crash was caused by a third party and you’re a rideshare driver who was injured in an accident, the negligent driver’s auto insurance should cover your damages. Our Uber/Lyft accident attorneys are well-versed in handling these types of cases as well.
It’s also important to note that Uber or Lyft’s insurance policies will only cover you if you were logged into the app and will not pay for damage to your vehicle. That’s why it’s vital to make sure you carry more than enough coverage on your auto insurance policy. An attorney can help you determine appropriate amounts of liability, collision, Personal Injury Protection, and uninsured/underinsured motorist coverage to ensure you’re fully prepared and protected in the event of an accident.
Contact Us To Learn More
Being injured or losing a loved one in a rideshare accident can be life-changing. Our Uber/Lyft accident lawyers at Thomas, Conrad & Conrad Law Offices are here to take some of the weight off your shoulders and guide you every step of the way. We are dedicated to helping you recover the maximum compensation you deserve to protect your health, your family, and your financial security. Call us at 610-867-2900 or contact us online to schedule a free consultation.