How Do I Know Who Is Responsible In A Rideshare Accident Claim?

a businessman and young man standing next to a car accident talking on phones

Companies like Uber and Lyft provide valuable services that make it easy to get around and being involved in a rideshare accident can be jarring. Multiple parties may be liable for injuries or property damage, and it can be confusing sorting it out when dealing with more than one insurance company. Our attorneys at Thomas, Conrad & Conrad can help you understand who may be responsible for damages in a rideshare accident claim and assist you with all aspects of your case.

When You’re Injured As A Passenger

Even the best Lyft and Uber drivers can be involved in a crash. If you’re hurt as a passenger in a rideshare vehicle, you might be able to recover compensation from the rideshare company and/or the driver’s own auto insurance policy. Uber and Lyft carry $1 million in liability policies, so if you’re severely injured and have significant damages, seeking compensation from them might be your best option. However, just because you’re injured, it doesn’t mean a rideshare company automatically processes your claim and gives your requested compensation. That’s why it’s critical to contact a car accident attorney who can evaluate your case and figure out all possible sources of compensation based on the circumstances.

When A Rideshare Driver Or Another Motorist Is At Fault

It’s also important to keep in mind that if a driver isn’t logged in to the rideshare app when an accident happens, the rideshare company may not be liable for damages. In this case, you may have to seek compensation from the driver’s own auto insurance or your UI/UM or PIP coverage if you have a car insurance policy.

In addition, if another motorist is wholly or partially at fault for an accident, you may have to pursue a claim with their insurance company. Dealing with all these insurers can be complicated, overwhelming, and frustrating. The only way to ensure your rights and interests are fully protected is to speak to a personal injury lawyer who can determine ways to find recourse and compensation for your injuries.

If You’re Injured As A Motorist Or Passenger In Another Vehicle

Again, determining who is ultimately liable for an injury stemming from a rideshare accident depends on the specific circumstances. You may end up filing a claim with the rideshare company, the driver’s personal insurance company, your own insurance company, or all three. The same goes for a pedestrian or bicyclist who is hurt in an accident involving a rideshare driver.

When multiple insurance companies are involved, they may even collaborate to avoid paying the maximum compensation that you may be entitled. Don’t let them take advantage of you when you’re vulnerable. A personal injury attorney who has experience handling rideshare accident claims can investigate your case and help to ensure all liable parties are held accountable.

Steps To Take To Protect Your Rights After a Rideshare Accident

If you decide to file a rideshare accident claim, you’ll need evidence to prove your losses and damages. Regardless of how a crash happened or your role in it, taking steps to protect your rights and preserve valuable evidence is crucial. If you’re involved in a rideshare accident, you should:

  • Call 911 and wait for the police to arrive
  • Seek medical attention
  • Report the accident to the rideshare company as soon as possible using their app or website
  • Ask the rideshare driver and any others involved in the accident for their name and contact and insurance information
  • Take photos of the scene, damage to vehicles, and your injuries
  • Jot down everything you can remember about what happened
  • Save all medical records, police and incident reports, receipts for accident-related expenses, and all emails and texts from the rideshare company and driver
  • Contact a car accident attorney

Don’t feel that you must rush to figure out who is liable for your damages, especially if you’re pressured into giving a statement to an insurance adjuster. Do not speak to anyone about the accident or sign anything before getting a case evaluation from an experienced motor vehicle accident attorney.

It can be tempting to accept the first settlement offer that comes along. Still, you don’t want to underestimate the cost of your future medical expenses, loss of income, or any lasting effects of your injuries. Most personal injury lawyers offer free consultations and give a straightforward assessment of your rideshare accident claim, determine which parties may be at fault, and advise you of all the recovery options that are available to you.

Contact A Rideshare Accident Lawyer To Learn More

At Thomas, Conrad & Conrad Law Offices, we’re dedicated to helping injured victims recover maximum compensation in rideshare accident claims. Call us at 610-867-2900 or contact us online to schedule a free consultation. We provide services throughout the Lehigh Valley and Eastern PA.


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