According to the Centers for Disease Control and Prevention (CDC), drowning ranks fifth among the leading causes of unintentional injury death in the United States. In fact, nearly 10 people die every day from unintentional drowning. If a loved one has been the victim of an unintentional injury death caused by drowning, you might need to know the next steps to take. Likewise, if you own a home with an in-ground or above-ground pool, or are considering installing a pool, you may be wondering who is liable in the event of a nonfatal submersion injury or death by accidental drowning. Continue reading to learn about unintentional drowning liability.
Who’s at Fault?
From in-ground pools to hot tubs to inflatable kiddie pools, homes with swimming areas can be dangerous places for young children, as well as people lacking swimming ability, those with seizure disorders or anyone using alcohol. Fortunately, you may be able to seek compensation from the at-fault party – in this case, the property owner – through a personal injury or wrongful death lawsuit. Whether the negligent property owner fails to supervise the swim area or doesn’t have the proper safety equipment and fencing, you may be able to file a premises liability, product liability or negligence lawsuit.
Protect Your Assets with Homeowners Insurance
In the event of an unintentional drowning, your homeowners insurance should cover damages, since the liability protection covers all accidents that occur on your property, including pool-related accidents. If you own a pool, you may want to consider purchasing additional liability coverage in case a lawsuit arises from an unintentional drowning. You’ll also need to comply with your town’s or city’s rules when building a pool to prevent pool-related injuries or drowning, which may require you to install fencing or purchase additional safety-related equipment.
Making a Personal Injury Claim
If you or a family member were injured by a nonfatal submersion injury or a loved one died as a result of an unintentional drowning, obtaining legal representation can help you receive the compensation you deserve. To discuss your personal injury case, contact the experienced attorneys at Thomas, Conrad & Conrad today.